Jim Z's answer just goes to show how one can not trust all that is out there on the internet.

Harley is spot on with Bombyliidae.

More specifically: Bomber Flies.

You find the species!!

http://bugguide.net/node/view/103709/bgi...

Cool picture

It appears to be this

http://marketplace.veer.com/stock-photo/...

I googled fuzzy hoverfly so maybe that isn't the right name

http://depositphotos.com/4888051/stock-p...

https://www.google.com/search?q=fuzzy+Ho...

Wow, I took a wild stab at that one and actually guessed it right.

They are called bee flies (family Bombyliidae).